Medicare FAQs
We've listed a few of the most common questions asked regarding Medicare.
Hospital Insurance
What does Medicare Part A Cover?
Part A (Hospital Insurance) helps cover: • Inpatient care in a hospital • Inpatient care in a skilled nursing facility (not custodial or long-term care) • Hospice care • Home health care • Inpatient care in a religious nonmedical health care institution.
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Doctors' Services
What does Part B cover?
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Medicare Part B (Medical Insurance) helps cover medically necessary doctors’ services, outpatient care, home health services, durable medical equipment, mental health services, and other medical services. Part B also covers many preventive services.
All in One
What does Medicare Advantage (also known as Part C) cover?
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Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. • Plans may have lower out-of-pocket costs than Original Medicare. • In most cases, you’ll need to use doctors who are in the plan’s network. • Most plans offer extra benefits that Original Medicare doesn’t cover— like vision, hearing, dental, and more
Prescriptions
What is Medicare Part D?
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Part D Medicare prescription drug coverage is an optional benefit. Medicare drug coverage is offered to everyone with Medicare. Even if you don’t use prescription drugs now, you should consider joining a Medicare drug plan. If you decide not to join a Medicare drug plan when you’re first eligible, and you don’t have other creditable prescription drug coverage or get Extra Help, you’ll likely pay a late enrollment penalty if you join a plan later. Generally, you’ll pay this penalty for as long as you have Medicare prescription drug coverage.
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